Looking for a SBA loan?

SBA Loan Programs

$25,000 – $5,000,000
Loan Amount

680
Minimum FICO

How much are you looking for?

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SBA Loan

Type of Loan

Credit Recommendations

Loan Amount

Funding Timeline

Repayment Terms

SBA 7(a) loan

690+; good or favorable credit score and history

Up to $5M maximum

As few as 5 days

10 to 25 years

SBA 504 loan

680+; good or favorable credit score and history

Up to $5M and for certain energy projects up to $5.5M

As few as 30 days

10 to 20 years

SBA Microloan

640+, fair credit score and history

Up to $50K

As few as 30 days

3 to 6 years

5-15%

Interest Rate Range

1-25 years

Term

$25K-$5M

Loan Amount

As few as 30 days

Time to Receive Funding

A Small Business Administration loan, or SBA loan, is one of the most common and desirable business loans. SBA loans are often used to help start or grow your business, and be used in different ways like for working capital, equipment or machinery purchases, expansions, and even refinancing. The lower interest rates and longer repayment terms that SBA loans provide give younger businesses opportunities for growth and expansion as well as allowing more established businesses to create and foster stronger futures. To note, SBA loans are not given by the Small Business Administration, they work alongside specific lenders to offer their programs which guarantees or insures these loans to alleviate some risk from the lender themselves.

Qualifications

$25,000 – $5,000,000
Loan Amount

Pros and Cons of a SBA/ Loan Program?